Financial Inclusion and Entrepreneurship: Mexican Migrant Women in France
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Abstract
Financial inclusion has risen to prominence as a crucial area for driving economic growth, reducing poverty and improving social mobility. For Latin American immigrants, like other groups, there are significant challenges to full inclusion, such as limited access to financial services, linguistic and cultural barriers. For women within these communities, there are additional obstacles related to gender inequalities, such as lower financial literacy and restricted employment opportunities [Abokyi, 2023; Akeju, 2022; Demir et al., 2022; Lee et al., 2022 ; Ogunleye, 2017].
Research on financial inclusion among migrant populations has been primarily quantitative, with little attention to individual experiences. Therefore, there is a need for qualitative research that delves into the factors that contribute to differences in financial inclusion between these groups.
This study focuses on the experiences of Mexican women entrepreneurs in France, exploring how they use financial services to manage their businesses. A qualitative approach is used using semi-structured interviews to collect in-depth data about their perspectives and experiences.
Guided by a theoretical framework based on social determinants, the study identifies individual, community and structural factors that influence financial inclusion. The conservative approach to credit is highlighted, preferring self-financing and savings, as well as the cultural and gender barriers faced in entrepreneurship, such as discrimination in negotiations with suppliers and the opening of commercial bank accounts.
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References
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